AHSEC BANKING QUESTION PAPER FROM 2012-2019
2012
BANKING
FULL MARKS: 100
PASS MARKS: 30
The figures in the margin indicate
full marks for the question
1. Answer as directed: 1x10=10
a) In which year fourteen Indian commercial banks
were nationalized? 1969
b) What do you mean by scheduled bank?
c) Define Hundi.
d) The Reserve Bank of India was established in
the year 1935 (Fill in the
gap)
e) NABARD was established in the year 1982/1985/1987. (Choose the correct
year)
f) Write the full form of IFCI. Industrial
finance corporation of India
g) What is post-dated cheque?
h) Money market is the market for short-term
funds. (State whether True or False) Ans: True
i)
Lead
Bank scheme was introduced in the year 1969
(Fill in the gap)
j)
What
is foreign exchange market?
2. What is bank rate? 2
3. Give two examples of public sector bank. 2
4. Who can cross a cheque? 2
5. Name any two departments of the Reserve
Bank of India. 2
6. State any two functions of stock exchange. 2
7. State the meaning of Development Bank. 2
8. Write a short note on Presidency Bank. 3
9. What are the essentials of valid
endorsement? 3
10. Write a short note on Mortgage. 3
11. State any three important differences
between bill of exchange and Cheque. 3
12. Explain the meaning of ‘Non-Banking
Financial Institution’ with illustration. 3
13. What are the advantages of branch banking
system? 3
14. Draw specimens of different types of
crossing of cheque. 3
15. Explain General Utility Services of a
Bank. 3
16. Discuss briefly what is meant by ‘Payment
is due course’. 5
17. Give an account of the International Bank
for Reconstruction and Development. 5
18. Discuss the principles followed by the
commercial banks in granting loans and advances. 5
19. What are the differences between Money
Market and Capital Market? 5
20. Briefly mention the duties and
responsibilities of a collecting banker. 5
21. Discuss about the institutions
participating in the Indian Money Market. 5
22. (a) Give the meaning of liquidity. State
the factors that affect cash reserve of commercial bank.2+6=8
Or
(b) Explain the term ‘cash reserve’ and ‘cash
credit’.
23. What are the different forms of crossing?
Explain the significance of general crossing and special crossing. 2+6=8
24. (a) Explain briefly about the different
credit control techniques adopted by the RBI. 8
or
(b) Write a brief note on the State Bank of
India. 8
2013
BANKING
FULL MARKS: 100
PASS MARKS: 30
The figures in the margin indicate full
marks for the question
1. Answer as directed: 1x8=
a) In which year State Bank of India was established? 1955Who issues one rupee notes?
b) What do you mean by unit banking?
c) Define promissory note.
d) IMF was established in the year 1944 / 1945 / 1946 (choose the correct year)
e) Write the full form of MMMFs.
f) What is order cheque?
g) Capital Market is the market for long term funds. (State whether true or false) Ans: True
a) In which year State Bank of India was established? 1955Who issues one rupee notes?
b) What do you mean by unit banking?
c) Define promissory note.
d) IMF was established in the year 1944 / 1945 / 1946 (choose the correct year)
e) Write the full form of MMMFs.
f) What is order cheque?
g) Capital Market is the market for long term funds. (State whether true or false) Ans: True
2. Give the meaning of Cash Reserve Ratio. 2
3. Name two private sector banks in India. 2
4. What do you mean by stock exchange? 2
5. What is Mutual Fund? 2
6. Who is a paying banker? 2
7. What are the different types of financial
market? 3
8. Write short notes on Hypothecation. 3
9. State any three differences between bill of
exchange and Promissory Note. 3
10. State three objectives of Bank
nationalisation in India. 3
11. Draw a specimen copy of bill of exchange. 3
12. Write a short note on Imperial Bank. 5
13. Discuss the main functions of Development
Banks. 5
14. Briefly explain the agency services of a
commercial bank. 5
15. Discuss about the institutions
participating in India money market. 5
16. State five objectives of IMF. 5
17. Explain the circumstances under which a
bank can dishonour cheque. 5
18. Discuss the principles of sound lending to
be followed by commercial bank. 5
19. What is Negotiable Instrument? What are
the essential characteristics of negotiable instrument?
2+6=8
20. Explain the traditional functions Reserve
Bank of India. 8
21. What is Lead Bank Scheme? State the
effects of this scheme. 2+6= 8
22. Discuss the functions of Public Sector
Bank in India.
8
2014
BANKING
FULL MARKS: 100
PASS MARKS: 30
The figures in the margin indicate
full marks for the question
1. Answer as directed: 1x8=8
a) In which year the Imperial bank was established?
b) Where is the head office of the Reserve bank of India?
c) What is primary market?
d) Write the full form of NABARD.
e) The board of directors of Reserve Bank of India consists of ______ members. (Fill in the blank
f) What is overdraft?
g) The first development bank established in India was IFCI/IDBI/UTI/NABARD. (Choose the correct answer)
h) Give an example of material alteration of cheque.
a) In which year the Imperial bank was established?
b) Where is the head office of the Reserve bank of India?
c) What is primary market?
d) Write the full form of NABARD.
e) The board of directors of Reserve Bank of India consists of ______ members. (Fill in the blank
f) What is overdraft?
g) The first development bank established in India was IFCI/IDBI/UTI/NABARD. (Choose the correct answer)
h) Give an example of material alteration of cheque.
2. Define a cheque according to Section 6 of
the Negotiable Instruments Act. 2
3. State the minimum reserve system of note
issue. 2
4. Define ‘holder in due course’. 2
5. What do you mean by SLR? 2
6. Who can cross a cheque? 2
7. What are the main sub-markets of financial
market? 3
8. State any three differences between bill of
exchange and cheque. 3
9. Draw a specimen copy of a cheque. 3
10. State the basic features of non-banking
financial institutions. 3
11. Write a brief not about capital market. 3
12. Explain briefly the system of issuing
currency notes by the Reserve Bank of India. 5
13. Discuss briefly the functions of stock
exchange. 5
Or
What are the differences between Money Market
and Capital Market?
14. Briefly explain the utility services of
commercial bank. 5
Or
Under what conditions banker must pay a
cheque?
15. Explain the duties and responsibilities of
a collecting banker. 5
16. Differentiate between unit banking and
branch banking. 5
17. What are the objectives of World Bank? 5
18. Discuss the role and functions of
non-banking financial institutions. 5
Or
Discuss briefly about the different types of
loans and advances granted by a commercial bank.
19. What do you mean by endorsement? Discuss
the different forms of endorsement. 2+6=8
Or
What do you mean by crossing of cheque?
Explain briefly about different types of crossing with suitable illustrations. 8
20. Discuss how Reserve Bank of India controls
money and credit in the economy. 8
21. Explain the term ‘cash reserve’ and ‘cash
credit’. 4+4=8
Or
Discuss the principles of sound investments
followed by commercial banks. 8
22. Discuss briefly the functions of State
Bank of India. 8
2015
BANKING
FULL MARKS: 100
PASS MARKS: 30
The figures in the margin indicate full
marks for the question
1. Answer as directed: 1x8=8
a) What was the previous name of State Bank of
India?
b b) Which method is adopted by the Reserve Bank of
India for issuing notes?
c c) What is Mutual Fund?
d d) The IMF came into existence in the year 1945. (Fill in the gap)
e e) Write the full form of SIDC.
f f) Give an example of Negotiable instrument.
g) Governor of RBI is appointed for a period of
4/5/10 years. (Choose the correct
answer)
h) What is bank rate?
2. Name any two Central banking functions
performed by the State Bank of India. 2
3. What is full reserve system of note issue? 2
4. Name two sub-market of Indian money market. 2
5. Who is collecting banker? 2
6. Define holder under sec-8 of the Negotiable
Instrument Act, 1881. 2
7. Briefly explain the agency services
rendered by commercial banks. 3
8. State the meaning of Non-Bank Financial
Institutions with example. 3
9. Write a brief note about stock exchange. 3
Or
Write a brief note on Money Market.
10. State the conditions for dishonour of
cheque. 3
Or
Explain the meaning of the term ‘material
alteration’ of cheque with illustrations.
11. State any three differences between
promissory note and cheque. 3
Or
Draw a specimen copy of a promissory note.
12. What are the main objectives of
International Monetary Fund? 5
13. Explain the five function of State Bank of
India. 5
Or
Discuss the main objectives and achievements
of bank nationalisation in India
14. Discuss about the institution
participating in the Indian Money Market. 5
Or
Discuss
the objectives and functions of NABARD.
15. Who is a paying banker? State the
precautions of banker should take before paying a cheque? 2+3=5
16. Differentiate between cheque and bank
draft. 5
17. Mention five features or characteristics
of Indian Capital Market. 5
18. Discuss the functions of Reserve Bank of
India as banker for Government and commercial banks. 5
19. Discuss the evolution and growth of
commercial banking in India. 8
Or
What is financial market? Mention the name of
the various kinds of market. Explain any one of them. 2+2+4=8
20. What is Negotiable Instrument? What are
essential characteristics of Negotiable Instrument? 2+6=8
Or
Define Hundi. Discuss the different types of
Hundi.
21. What is Lead Bank scheme? State the
effects of this scheme. 2+6=8
Or
Discuss the principles of sound lending to be
followed by commercial bank. 8
22. What is Central Bank? Discuss the
traditional functions of RBI. 2+6=8
2016
BANKING
FULL MARKS: 100
PASS MARKS: 30
The figures in the margin indicate full
marks for the question
1. Answer as directed: 1x8=8
a)
Which
is the first Development Bank established in India?
b)What
is primary market?
c)In
which year fourteen Indian commercial banks were nationalized?
d)What
do you mean by scheduled bank?
e)Capital
market is the market for long-term fund. (State whether True or False)
f)Write
the full form of MMMF.
g)A
collecting banker can claim statutory protection only in the case of ____
cheque. (Fill up the blank)
h)What
is statutory liquidity ratio?
2. Name two departments of the Reserve Bank of
India. 2
3. What is the meaning of cash credit? 2
4. State the ‘minimum reserve system’ of note
issue. 2
5. Who can cross a cheque? 2
6. Define endorsement. 2
7. State the meaning of Development Bank with
example. 3
8. Briefly explain the utility services
rendered by the commercial banks. 3
9. Write a brief note on capital market. 3
Or
Write a short note on foreign exchange market.
3
10. Draw specimen of a blank cheque. 3
11. State any three differences between bill
of exchange and Promissory note. 3
12. What are the objectives of IBRD (World
Bank)? 5
13. Mention five advantages and disadvantages
of Branch Banking System. 5
14. Discuss five features or characteristics
of Indian money market. 5
Or
What are the differences between Money Market
and Capital Market? 5
15. Write about the five essential elements of
valid endorsement. 5
Or
Explain briefly about different types of
crossing with example. 5
16. Examine the statutory protections provided
to a collecting banker under the Negotiable Instruments Act, 1881. 5
17. Discuss briefly about different types of
loans and advances granted by a commercial bank. 5
18. Explain the functions of Stock Exchange. 5
19. Explain the traditional functions of the
Reserve Bank of India. 8
Or
State the meaning of cash reserve. Distinguish
between Cash Balance and Cash Reserve. 2+6=8
20. Discuss the principles followed by the
commercial banks in investing its fund in securities. 8
21. Explain the role and functions of
non-banking financial institutions. 8
Or
Discuss the role of the State Bank of India in
Indian economy. 8
22. What
precautions should be taken by a banker while making payment of a cheque?
Explain.
2017
BANKING
FULL MARKS: 100
PASS MARKS: 30
The figures in the margin indicate
full marks for the question
1. Answer as directed: 1x8=8
a)
In which year
lead bank scheme was introduce?
b)
What do you mean
by unit banking?
c)
Write the full
form of NBFI?
d) What is secondary market?
d) What is secondary market?
e)
The Word ‘hundi’
is borrowed from Sanskrit work which means to collect’. Ans:-
Hund
f) Money market is the marker for short term fund? ( state whether true or false) Ans:- True
f) Money market is the marker for short term fund? ( state whether true or false) Ans:- True
g g)
Asian development
bank was established in 1956/1960/1966.
( Choose the correct answer)
h)
RBI is the apex
monetary institution of India. (Fill
in the blanks)
2. Name the two non-bank financial institution
of India? 2
3. what is bank rate? 2
4. What is mutual fund 2
5. Name two submarkets of Indian money
market. 2
6. Who is collecting banker? 2
7. Discuss the various
agency services rendered by commercial bank. 3
8. Write a brief note
about the money market. 3
9. What are the main
objectives of IMF? 3
10. State any three
differences between bill of exchange and cheque. 3
11. Draw a specimen copy
of bill of exchange.
3
Or
Give an account of the presidency bank of
India?
12. Discuss the evolution
and growth of commercial banking in India. 5
Or
Explain briefly the system of issuing
currency notes by the Reserve bank of India.
13. Discuss about the
institution participating in the Indian money market. 5
14. What are the main
objectives of nationalisation of banks? 5
Or
What are the basic functions of state
bank of India?
15. Explain the
circumstances under which a bank can dishonour cheque. 5
16. Discuss the objectives
and functions of NABARD. 5
17. Write short not about
the social control of commercial bank. 5
Or
Write short-note about Lender of last
resort.
18. Give the meaning of
liquidity. State the factors that affect, cash reserve of commercial bank.
1+4=5
Or
Mention six function of reserve bank of
India. Explain any two function of R.B.I?
19. Who is paying banker? Explain
the protection available to paying banker. 2+6=8
20. Discuss the principles
of sound investment policy of commercial bank. 8
21. Show the difference
between overdraft, cash credit and loan of commercial bank? 8
Or
Define Negotiable instrument. Discuss the
characteristics of the Negotiable instrument.
22. Give the meaning of
development bank. Explain the characteristics or features of development bank.
2+6=8
2018
BANKING
FULL MARKS: 100
PASS MARKS: 30
The figures in the margin indicate
full marks for the question
1. Answer as directed: 1x8=8
a) In which year first
presidency bank was established?
b) What do you mean by
private sector bank?
c) Give the meaning of bank
rate.
d) Capital market is the
market for long term market. (state whether True or False) True
e) Write the full form of
SIDC.
f) A collecting banker can
claim statutory protection only in th4e case of cheque.
g) What is primary market?
h) IFCI was established in
the year 1947/1948/1950.
2. Name two subsidiaries
of state bank of India. 2
3. who is paying banker? 2
4. What is post-dated
cheque?
2
5. Write the meaning of
hypothecation. 2
6. State the meaning of
Liquidating. 2
7. State any three
differences between bill of exchange and promissory notes. 3
8. What are the basic
features of development bank?
3
9. Mention the difference
kinds of endorsement.
3
10. Draw a specimen copy
of promissory note? 3
11. explain the function
of clearing house? 3
Or
Describe briefly any three kinds of
endorsement?
12. Write a brief note
about the imperial bank of India? 5
13. Explain the function
of stock exchange?
5
14. What are the main
objectives of World Bank (IBRD)?
5
Or
Give the meaning of crossing. Explain
briefly about the different types of crossing with example.
15. Discuss the
classification of bank. 5
16. Briefly explain the
function of reserve bank of India as bankers’ bank. 5
17. What are the features
of Non-bank financial institution? 5
18. What are the
privileges of a holder in due course? 5
19. Explain briefly about
the growth of commercial banks in India during the post-independence
period.
8
Or
Narrate the advantages and disadvantages of
branch banking and unit banking?
20. Explain ay two credit
control techniques adopted by the RBI? 8
21. Discuss the principle
of sound lending policy of a bank? 2+6=8
Or
Who is collecting banker? Explain the
duties of collecting banker.
22. What is capital
market? Explain briefly the feature of capital market 2+6=8
2019
BANKING
FULL MARKS: 100
PASS MARKS: 30
The
figures in the margin indicate full marks for the question
1. Answer as directed: 1x8=8
a)
In which year Punjab national bank was established?
b)
What do you mean by Group Banking?
c)
Write the full form of SIDBI?
d)
Since Which year the RBI has been issuing notes based on
minimum reserve system?
e)
NSE was set up in the year 1992/1993/1994/1995.
f)
Commercial banks are the main lenders in money market.
g)
A ‘not-negotiable’ crossing cheque can/ cannot be
transferred.
h)
Give an example of material alteration.
2. What is
public sector bank?
2
3. Mention
two prohibitory function of RBI? 2
4. State
any two function of stock exchange. 2
5. Who can
cross a cheque?
2
6. State
the meaning of ‘Bank draft’. 2
7. What is
‘payment in due course’? 3
8. State
any three differences between promissory note land cheques. 3
9. Write a
note on ‘Scheduled bank. 3
10. What
are the various submarket of money market? 3
11. What
are the main functions of World Bank?
3
Or
Describe briefly about statutory
liquidity ratio.
12. What
are the main achievements of nationalisation of banks in India? 5
Or
Write a brief note o state bank of India
13. What
are the different functions performed by RBI as a banker of government? 5
14. Show
the differences between capital markets any money market. 5
Or
Mention five advantages of mutual
funds. 5
15. Discuss
the advantages of internet banking? 5
16. Explain
the position of collecting banker as holder for value. 5
17.
Distinguish between endorsement in lank and special endorsement? 5
Or
Write a note on non banking financial
institutions. 5
18. Discuss
the objective and functions of LICI. 5
Or
Discuss the various sources o bank own
fund. 5
19. Discuss
the general utility services rendered by commercial banks. 8
Or
Write the distinction between RBI and
commercial bank?
20. Discuss
the circumstances under which the paying banker can refuse payment of customer
cheque. 8
21. Discuss
the principles followed by banks in granting loans and advances. 8
22. What
are the different types of financial market? Write a brief note on foreign
exchange market. 3+5=8
Or
What is development bank? Explain the
function of development banks?
2+6=8
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